What Would Your Houston Roof Or Siding
Project Cost Per Month?
Instant Approval Financing With Flexible Payment Plans
Up To $65,000
More than 60% of home improvement projects are financed. Even homeowners who could pay cash often choose financing. It helps protect savings, avoid dipping into investments, and move forward quickly when your roof can’t wait.
Houston Roofing & Construction offers straightforward financing through Wisetack, with credit limits up to $65,000 and fast approvals.
Flexible Financing Plans
Houston Roofing & Construction offers several financing options through Wisetack.
General Information
- Financing from $500 – $65,000
- APRs from 0% to 35.9%
- Terms from 3 to 120 months
- No Penalties, late fees or compounding interest
Prequalify today with NO impact to your credit and contact us to learn about financing your next project!
Calculate your Payment Options
Most homeowners think about roof replacement and siding replacement as a large upfront cost. Financing spreads the cost into monthly payments.
How Our Financing Works
#1: Get Your Free Quote
We inspect your roof or siding and give you a clear quote.
#2: Review Options
Once we determine costs, complete the Wisetack prequalification and get instant financing options.
#3: Start Your Project
After choosing the option for your budget, completing the loan application is a few easy steps and we can get started.
Frequently Asked Questions
How much does a roof replacement cost per month in Houston?
It depends on the size of your project and the financing plan you choose. The best way to find out is to contact Houston Roofing & Construction for a free estimate. Once we know the project cost, we can show you your monthly payment options.
Can I finance a roof replacement and other home improvements?
Yes. Financing is available for many types of exterior home improvement projects, including roof replacements, repairs, siding installation, and storm damage work.
Are there any out-of-pocket costs at the time of the roof replacement if I use financing?
In most cases, payments begin after the project is completed according to the loan agreement terms.
Will applying affect my credit?
The application is quick, and Wisetack works with a wide range of credit profiles. In most cases, checking your rate will not affect your credit score.
Can I pay off the loan early?
Yes. Most financing plans have no prepayment penalty, so you can pay off your loan early without extra fees.
Why isn’t the interest rate lower?
These are unsecured loans, which means your home is not used as collateral. Many homeowners prefer this because it allows them to finance their project without putting a lien on their property.
Can I apply before I get my estimate?
You can, but we recommend getting your free estimate first. That way you know the project cost and can choose the financing plan that fits your budget.
What if I change my mind after I’m approved?
Approval does not lock you in. You are not committed until the financing is finalized as part of your project agreement.
What happens if I don’t pay off the 0% promotional plan in time?
If the balance is not paid in full by the end of the promotional period, deferred interest will be charged from the original purchase date. We explain the timeline clearly so there are no surprises.
Do I need perfect credit to qualify?
No. Wisetack works with a range of credit profiles. The best way to see your options is to apply.
Can I use financing for storm damage repairs?
Yes. Financing can be used for roof replacements, roof repairs, siding projects, and storm damage work. If insurance covers part of the cost, financing can also help cover your deductible.
What’s the difference between your financing plans?
Each plan is designed for different situations. The promotional period plan allows you to pay off your project quickly with no interest.There are plans ranging in term length and interest rates, allowing you to find the right one for your budget and project size.
How much can I finance?
Credit limits go up to $65,000, with a minimum financing amount of $500.
Is my home used as collateral?
No. These are unsecured loans, which means your home is not tied to the financing.
