The Hidden Perils Of A “Free” Roof In Houston
If Your Greater Houston Area Roofer Offers
You A “Free” Roof, Run The Other Way!
At Houston Roofing And Construction, We
Do Things By The Book Every Time
Imagine sitting at home relaxing. Maybe you’re reading a good book or watching your favorite television show. And someone knocks on the door.
Surprisingly (or not), it’s a residential roofer in the Greater Houston area.
While they’re pleasant enough, something they say doesn’t quite sit right with you… They notice you’re missing a few shingles, likely from the last storm that passed through the area. And they can help you get a free roof from your insurance company.
Sounds too good to be true, doesn’t it?
We hate to break it to you, but it is.
The truth is that there is no such thing as a free roof. That is unless you win some type of giveaway or someone else pays for the service for you.
At Houston Roofing and Construction, we’ve heard this story from many customers. We always explain why it’s simply not possible. But we also take the time to explain the right way to file an insurance claim.
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What Goes Into The Roof Insurance Claim Process?
Let’s take a minute and discuss how homeowner’s insurance works.
You’ll need a roof inspection after you suspect your roof has been damaged or a severe storm passes through the area. Based on the findings of that inspection, you’ll initiate an insurance claim for anything your policy should cover.
Typically, most homeowners work with a local roofing contractor during the insurance process. The roofer will help document the damage and can explain why the specified work is required.
If the claim is approved, the paperwork will explain exactly what is covered and the payment the insurance company will provide to complete the service.
And they’ll tell you what your deductible is. This is the amount of money you are required to pay before the insurance company will begin covering the cost of your claim.
So, How Can Anyone Offer A
Free Roof Replacement?
Anyone offering you a free roof through your insurance company is attempting to break the law. You see, specific rules govern the insurance claims process and require homeowners to pay their deductibles.
To actually pull this off, the roofing contractor has to do a lot of things that could potentially get them (and you) in trouble.
First, they’ll likely create two separate invoices – one for you and one for your insurance company. The one you receive will not show the deductible, but the one the insurance company gets will. And that’s fraud.
Second, the moment the fraudulent invoice is submitted, they commit another case of fraud! This time, it’s a case of wire fraud.
And the worst part about all of this? It’s your policy, and you’re cooperating with the roofer. You can be found just as guilty as them.
Lastly, if the company is comfortable with this act, what are they going to do to make up the cost difference of your deductible? If someone is willing to commit fraud once…
What About Honesty And Integrity?
One thing to consider in all of this is where this leaves you and your roof replacement. Honesty and integrity are two essential values that a residential roofer should have. They ensure you get fair treatment and a rock-solid roof over your head.
But what if your roofing contractor is willing to be deceitful about your insurance claim to get that so-called free roof?
How sure are you that you’ll be treated with honesty and integrity?
It’s hard to know the answer to that question when faced with the facts of the situation.
At Houston Roofing and Construction, we’ll always give you a fully transparent roofing experience. We treat every roofing project with the same open-book honesty, including those with roof insurance claims.
You can always count on us to do the right thing for you and your home.
So, if you think your roof has suffered any storm damage and need a reliable team to be on your side through the insurance claim process, contact Houston Roofing and Construction today for a free estimate.